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How To Check Army TSP: A Comprehensive Guide

A presentation with thrift savings plan facts and figures

The Thrift Savings Plan (TSP) is a critical component of financial planning for members of the military and federal employees. It provides an excellent opportunity to save and invest for retirement. To make the most of your TSP, it's crucial to understand how to check your account, review transactions, and manage it efficiently.

In this comprehensive guide, we'll walk you through the process of managing your TSP account with ease, ensuring that you have the tools and knowledge to navigate this important aspect of your financial future.

Accessing Your TSP Account (How To Check TSP)

Before diving into the intricacies of TSP account management, let's start with the basics of accessing your account.

1. Your TSP Account Number

Once your TSP account has been established, the Thrift Savings Plan will send you a package containing your 13-digit account number. This account number serves as the primary means of identifying your TSP account. Along with this, you'll receive a password for TSP account login at and a 4-digit Personal Identification Number (PIN) for accessing your account via the ThriftLine at 1-877-968-3778, the TSP's automated voice response system.

2. Logging into Your TSP Account

To access your TSP account through the official website, you will need your TSP account number and either your password or ThriftLine PIN. You can change your web password at any time through the My Account section of the website.

3. Web User ID

While you cannot change your TSP account number, you have the option to create a customized web user ID to log into your account through the TSP website. This user ID can be especially helpful if you have difficulty remembering your 13-digit account number.

4. Recovering Lost Information

If you ever forget your TSP account number, password, or PIN, there are options for recovery. You can request to have your account number mailed to you again through the TSP website or ThriftLine. For forgotten passwords, visit the My Account section of, or call the ThriftLine at 1-877-968-3778. In case you lose your PIN, you can request a new one via the ThriftLine.

Setting Up My Account

In a recent update as of June 1, 2022, the TSP introduced a new version of My Account. All TSP participants, including those with access before June 1, must set up new login credentials for this system. The new My Account offers enhanced security features and efficient account management.

How to Set Up My Account:

Setting up My Account is a straightforward process that allows you to create a username, password, and ThriftLine PIN for accessing your account. You'll follow step-by-step prompts to verify your identity, update your contact information, and enhance your account security.

For most TSP participants, this setup should take approximately 5 to 10 minutes. During the process, you'll receive a one-time passcode via text message or voice call to your phone for identity verification. Uniformed services members have the option to use a .mil email address to receive the passcode. In some cases, additional steps may be necessary for identity verification, which could slightly extend the process.

Changing My Account Login Information:

You can change your My Account login information, including your username, password, and multifactor authentication methods, at any time by accessing the online account management portal. Please note that this portal is separate from My Account, and you cannot change your login credentials by logging in directly to My Account.

Recovering Lost My Account Information:

Forgetting your My Account username or password can be addressed by requesting a username retrieval or password reset online. These options ensure you can regain access to your account without undue hassle.

Accessing Your TSP Account by Phone

Your ThriftLine PIN, created during the setup of online access to My Account, allows you to authenticate your access by phone when you call the ThriftLine. Changing your ThriftLine PIN is a straightforward process that can be done at any time by calling the ThriftLine.

Conclusion: Secure and Efficient TSP Account Management

Managing your TSP account is an essential part of your financial planning, and with the right knowledge and tools, it can be a straightforward process. By following these steps and tips, you can efficiently access your TSP account, stay up-to-date with your investments, and ensure the security of your financial future.

Accessing your account online through My Account provides a convenient and secure way to manage your TSP savings. It allows you to monitor your investments, submit transaction requests online, and more with ease. Additionally, the TSP Mobile App offers another convenient way to access your account on your personal device.

In cases where you encounter issues with your account access, the TSP provides troubleshooting tips to help you resolve them. With these resources at your disposal, you can confidently navigate your TSP account and make informed decisions about your financial future.

Secure your financial future by mastering the art of TSP account management. Take control of your retirement savings today.


"Access Your Account." TSP: Thrift Savings Plan,

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